Dual Eligible Plans in Atlantic City, NJ

One coordinated plan for people who have both Medicare and NJ FamilyCare

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Medicare and NJ FamilyCare, Working as One

A good number of Atlantic City residents qualify for Medicare through age or disability and for NJ FamilyCare through income. Having both programs can save a great deal, yet managing them can mean several cards, two sets of rules and lots of calls.

Dual Eligible Special Needs Plans, or D-SNPs, are Part C plans built to combine those benefits so your care runs through one system.

A smiling home health aide in light blue scrubs walks arm in arm with an older woman in a pink cardigan along the Atlantic City Boardwalk, with dunes behind the railing

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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How These Plans Function

Medicare stays your primary coverage, and NJ FamilyCare pays much of the rest, including premiums and copays, depending on your eligibility level. The D-SNP ties them together and typically gives you a coordinator who helps arrange visits, prescriptions and in-home services.

Medical, hospital and drug benefits under a single plan
Very low or $0 copays for many members with full Medicaid
Bonus benefits on many plans, like dental work, eyeglasses, hearing care or a card for drugstore basics
A care team to help with ongoing health conditions

Fully Integrated Options in New Jersey

New Jersey has fully integrated plans in which one company manages both your Medicare and Medicaid benefits, including the long-term services some people need to stay in their own homes. We explain what is available in Atlantic County and what each plan includes.

Confirming Your Providers and Drugs

D-SNPs rely on networks, just like other Part C plans. Before you switch, we make sure your primary doctor, specialists and pharmacy are included and that each of your prescriptions is on the formulary.

Changing Plans

Dual eligibles get added chances to change plans during the year, outside the fall enrollment season. We go over those rules before you act. Not yet enrolled in NJ FamilyCare? Our page on help paying for Medicare describes programs that may apply.

Sit Down With Us, Free

Have your prescriptions and a list of your doctors nearby. We line up your current coverage with the plans we carry and show you just where costs and networks change. Most calls run thirty minutes or so, and there is no deadline to decide. Want to know more about us first? Meet the agency.

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D-SNPs: What Shore Residents Ask

Does joining a D-SNP end my NJ FamilyCare?

No. You need to keep your Medicaid eligibility to remain in the plan, so returning renewal paperwork on time is essential.

Can my son help manage my plan?

Yes. With your consent he can be on calls and speak with your care coordinator.

Will a D-SNP cover me while visiting family in Pennsylvania?

Emergency care is covered anywhere in the country. Routine care depends on the plan's network, which we review with you.

Figures reflect 2026 Medicare rules and were last checked October 30, 2026.